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General liability insurance

As far as the law is concerned, we are all responsible when we cause losses related to someone else’s health or property. General liability insurance protects you against such losses, when:

  • You damage the property of a neighbour, a renter, or another third party while doing work on your own property
  • You do not take sufficient care of your real estate, failing to ensure necessary maintenance and repairs
  • You are not sufficiently careful in supervising or working with equipment, motor vehicles or materials which you own
  • You do not sufficiently monitor your pets, and they harm someone else
  • You do not ensure adequate security for particularly dangerous objects on your property.

Any of us can become not just victims, but also guilty parties. Liability insurance can help. It resolves compensation issues both for the victim and for the guilty party. Liability insurance also covers court costs in the case of legal proceedings. You will receive legal consultations. When necessary, If will represent you at court and in unpleasant negotiations with the victim.

Why should you choose our civil liability insurance?

  • Our civil liability insurance policies have a specific foundation for payment of compensation – the discovery of losses during the insured period. This means that compensation will be paid in accordance with the policy that was in effect when the losses are discovered.
  • You may file a claim for civil liability insurance compensation within one year after the expiration of the policy if you, as the insured person, have been informed about discovered or possible losses to the property or health of a third party while the policy was in effect.

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