Car insurance

For whom is Compulsory motor third part liability compensation meant?

For a victim of a traffic accident who has not been found guilty of causing the accident: 

  • The owner of the car
  • Pedestrians even if the guilt of the person who caused the accident has not been proven
  • The driver
  • Passengers who were in the car which caused the accident

Limits on compensation in Latvia

The equivalent in lats is based on the currency exchange rate which the Bank of Latvia has specified on the date when the decision on paying compensation has been taken.

  01.11.2007-30.11.2009 30.11.2009-31.05.2012
Compensation for personal losses  Up to a sum of lats equal to EUR 350,000, irrespective of the number of victims, but no more than a sum of lats equal to EUR 2,500,000 for a single traffic accident Up to a sum of lats equal to EUR 2,500,000, irrespective of the number of victims 
Compensation for property losses  Up to a sum of lats equal to EUR 100,000, irrespective of the number of third parties  Up to a sum of lats equal to EUR 500,000, irrespective of the number of third parties 

Types of agreements

We will provide you with civil liability insurance for your car, truck, motorcycle, bus, tractor or trailer by concluding a standard OCTA agreement, a Border agreement, or a Green card agreement. 

  Vehicle Area of activity Terms
Standard CMTPL agreement  Registered in Latvia  European Economic Zone (EEZ)*   3, 6, 9 or 12 months  
Border agreement  Registered outside of the EEZ, but crossing the Latvian border  EEZ  1, 2, 3 to 12 months 
Green card   Registered in Latvia but driven in a country which participates in the Green card programme  Countries in which this agreement is valid are listed in the Green card agreement  15 days, 1, 2, 3 to 12 months 

* The Standard agreement is in force in all European Union member states, as well as Switzerland, Liechtenstein, Norway, Iceland, Croatia, Andorra, and other countries which joined the May 30, 2002, multilateral agreement between national insurance bureaus in EEZ member states and associated countries.

Call Center

8333 or
+371 67 094 777 (from abroad)

Working days 9:00-18:00

Uzziniet vairāk

Darbs If




If Centrālais birojs - Rīga, Republikas laukums 2A, LV 1010, skatīt karti

Darba laiks: darba dienās 8:30 - 17:30​

Kontaktu centrs 8333:

- atlīdzību jautājumos 24 h (arī brīvdienās)

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Starptautisks zvans: +371 67 094 777